What Does Towing Assistance Not Cover?

Published on Mar 11, 2025

What Does Towing Assistance Not Cover?

Towing assistance is one of those services that can really save you when you're stuck on the side of the road, but like many services, it comes with its limitations. Over the years, I’ve used towing services more than once, and every time I’ve found myself wondering: what exactly does towing assistance cover, and more importantly, what doesn’t it cover? Understanding these boundaries can save you from unpleasant surprises when you find yourself needing assistance, whether in an emergency or just because your vehicle is in need of some help.

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1. What Towing Assistance Typically Covers

To begin, it’s essential to understand what towing assistance typically covers. Most towing services are designed to assist with situations where your car cannot be driven, either because of a mechanical issue, a flat tire, or even running out of gas. This means the primary service is to tow your vehicle to a safe location, usually a repair shop or home, depending on your policy.

United Towing Service Inc.
united towing
United Towing Service Inc.

26170 Adams Ave, Murrieta, CA 92562, USA

1.1. Vehicle Towing

The core of any towing service is, of course, towing. This includes hauling your vehicle when it’s been involved in an accident, has broken down, or can’t be driven for any reason. A flat tire, dead battery, or overheated engine are some of the most common reasons for needing a tow. In my case, I once needed a tow when my engine overheated in the middle of nowhere during a road trip, and the towing service took my car to the nearest garage for repairs.

J & J Towing
j and j towing
J & J Towing

4560 N Webster Ave, Perris, CA 92571, USA

1.2. Flat Tire Assistance

Another standard service is flat tire assistance, which includes not only towing but also replacing a flat tire with a spare if you have one. I had an experience where I was stranded in a remote area with a flat tire, and the towing assistance service arrived, replaced the tire, and got me back on my way. If your car doesn't have a spare, towing assistance usually covers taking your vehicle to a nearby tire shop.

1.3. Fuel Delivery

If you run out of gas, some towing assistance services will deliver fuel to your location to get you back on the road. I’ve experienced this once when I was traveling cross-country, and my fuel gauge malfunctioned, leaving me stranded on the highway. The towing service arrived promptly with enough fuel to get me to the nearest gas station. It’s a handy service, especially in situations where refueling is not an option due to distance or lack of available stations nearby.

2. What Towing Assistance Does Not Cover

Now, here’s where the confusion typically arises: what does towing assistance not cover? While towing assistance is incredibly helpful, there are specific limitations that can lead to frustration if you’re not fully aware of the terms.

2.1. Towing from Certain Locations

One significant limitation I’ve encountered is that towing assistance may not cover towing from certain locations. For instance, towing from private property or certain restricted areas may not be included in your coverage. I recall a situation where my car broke down at a construction site, and the towing company informed me that since it was private property, I would need to pay for the tow out of pocket. It’s essential to clarify where your service covers you and ensure you understand the terms regarding location.

2.2. Off-Road Towing

If your car breaks down in an off-road location, such as a remote trail or in a mud-filled ditch, you may find that towing assistance doesn’t cover this kind of service. I once had a friend whose car got stuck off-road, and the towing company refused to help unless he paid an additional fee for off-road towing. Off-road towing requires specialized equipment, so it’s not always part of basic towing coverage, and the service might be excluded or come with extra charges.

2.3. Mechanical Failures

While towing services can get your car to a mechanic, they generally do not cover the cost of repairs for mechanical failures. If your car breaks down due to engine failure, transmission issues, or electrical problems, towing assistance can get it to a repair shop, but you’ll have to pay for the repairs separately. In my case, I had a breakdown due to a faulty alternator, and although the towing service was quick and efficient, I was still left with a hefty repair bill for the parts and labor at the shop.

2.4. Towing for Impoundment

Another situation where towing services might not apply is when it comes to impounded vehicles. If your car is towed because it’s been illegally parked or has violated local ordinances, towing assistance will not cover the cost of retrieving the vehicle from the impound lot. I’ve read about customers who mistakenly assumed their towing service would cover impound towing, only to find out they were responsible for paying the impound fee themselves.

2.5. Damage During Towing

Towing assistance may also not cover any damage incurred during the towing process itself, especially if the damage was caused by something outside of the towing company’s control. While most towing services are careful and professional, accidents can happen, and if your vehicle is damaged during transit, you might be left handling the repairs without any financial help from the towing company. Always check with the service provider about their damage policies before requesting a tow.

3. How to Avoid Surprises with Towing Assistance

Having experienced some of these limitations firsthand, I’ve learned a few tricks to avoid surprises when dealing with towing services. Here’s how you can make sure you’re covered:

3.1. Read the Fine Print

The first and most important step is to always read the fine print of your towing assistance agreement. Each policy will differ, and it’s crucial to know what’s covered and what’s not. I once signed up for a roadside assistance plan without fully understanding the limitations of the coverage, and it led to unexpected costs when I needed service.

3.2. Consider Adding Extras

If your basic towing coverage doesn’t include certain services like off-road towing or towing from private property, you might want to consider purchasing additional coverage. Many providers offer extended plans that cover these situations, and they’re worth considering if you frequently travel in areas where you’re at risk of being stranded in remote or off-limits locations.

3.3. Know Your Area’s Regulations

Another thing I’ve found helpful is knowing the local laws regarding towing. In certain areas, restrictions may apply to towing from private property, parking violations, or other situations. Understanding these regulations can help prevent any misunderstandings when you need towing assistance.

In conclusion, towing assistance is an invaluable service, but it’s essential to know its limitations. By understanding what towing services cover—and what they don’t—you can avoid unnecessary surprises and be better prepared when you need roadside help. If you’re unsure about your coverage, don’t hesitate to contact your service provider to clarify the details.

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